February 17, 2012
HOUSE BILL No. 1050
DIGEST OF HB 1050
(Updated February 15, 2012 11:28 am - DI 104)
Citations Affected: IC 27-1.
Synopsis: Health care sharing ministries. Specifies requirements for
a health care sharing ministry. Exempts a health care sharing ministry
from requirements of the insurance law.
Effective: July 1, 2012.
(SENATE SPONSORS _ HOLDMAN, MILLER, KRUSE)
January 9, 2012, read first time and referred to Committee on Insurance.
January 25, 2012, reported _ Do Pass.
January 27, 2012, read second time, ordered engrossed. Engrossed.
January 30, 2012, read third time, passed. Yeas 74, nays 20.
February 1, 2012, read first time and referred to Committee on Health and Provider
February 16, 2012, reported favorably _ Do Pass.
February 17, 2012
Second Regular Session 117th General Assembly (2012)
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HOUSE BILL No. 1050
A BILL FOR AN ACT to amend the Indiana Code concerning
Be it enacted by the General Assembly of the State of Indiana:
SOURCE: IC 27-1-2.1; (12)EH1050.1.1. -->
SECTION 1. IC 27-1-2.1 IS ADDED TO THE INDIANA CODE
AS A NEW
CHAPTER TO READ AS FOLLOWS [EFFECTIVE
JULY 1, 2012]:
Chapter 2.1. Health Care Sharing Ministries
Sec. 1. (a) As used in this chapter, "health care sharing
ministry" means a nonprofit organization that:
(1) is comprised only of participants who share similar and
sincerely held religious beliefs;
(2) is tax exempt under Section 501(c)(3) of the Internal
(3) acts as a facilitator among participants who have financial
or medical needs that are qualified in accordance with the
organization's criteria, matching those participants with other
participants who have the present ability to assist with
financial or medical needs;
(4) provides for the financial or medical needs of a participant
through contributions from one (1) participant to another
(5) provides information about amounts that participants,
with no assumption of risk or promise to pay, may contribute
(A) among the participants; or
(B) by the organization to participants;
(6) provides a written monthly statement to all participants
(A) the total dollar amount of qualified needs submitted to
the organization; and
(B) the amount actually published or assigned to
participants for their contribution; and
(7) includes the following statement, in writing, on or
accompanying all applications and guideline materials:
"Notice: The organization facilitating the sharing of
medical expenses is not an insurance company, and neither
its guidelines nor its plan of operation is an insurance
policy. Any assistance you receive with your medical bills
will be totally voluntary. Neither the organization nor any
other participant can be compelled by law to contribute
toward your medical bills. As such, participation in the
organization or a subscription to any of its documents
should never be considered to be insurance. Whether or
not you receive any payments for medical expenses and
whether or not this organization continues to operate, you
are always personally responsible for the payment of your
own medical bills.".
(b) The term does not include a fraternal benefit society
described in IC 27-11-1-1.
Sec. 2. A health care sharing ministry is not considered to be
engaged in the business of insurance under this title or any other
provision of Indiana law.