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Indiana General Assembly
House Bill 1465


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House Bill 1465

ARCHIVE (2007)

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First-time home buyer education. Provides that a creditor may not make a home loan after June 30, 2008, to a first-time home buyer unless the first-time home buyer has completed a first-time home buyer education course. Requires the Indiana housing and community development authority (authority) to adopt rules or guidelines prescribing the contents of the education course. Requires the education course to include instruction or counseling on certain subjects. Provides that the education course must be conducted: (1) in a classroom or workshop session; (2) in a face-to-face tutorial; (3) through the use of video distance learning; or (4) by telephone, if the creditor uses the services of a mortgage insurer with an established education program. Authorizes the authority to establish standards for the certification of individuals who provide education courses. Provides that a violation of these provisions is a Class B infraction and an act that is actionable by the attorney general under the deceptive consumer sales laws.
Current Status:
 In Committee - first House
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